Are you a 'Financial Adult'?

Quiz Questions

• 1.
  Do you take small consistent steps in your financial life? (Some examples - tracking your spending, cancelling a subscription you aren’t using, making an extra payment towards debt or opening an investment account).

  • A.
    I do! I make at least one money move (take one action) per week.
  • B.
    I do but it’s more like one per month.
  • C.
    Nope, things stay on my to-do list for weeks (or months)!
• 2.
  True or false - I avoid looking at what’s happening with my money.

  • A.
    True
  • B.
    False
• 3.
  Do you know how much you earn (after taxes and everything else is taken out) per month and per year?

  • A.
    Yes
  • B.
    Give or take
  • C.
    Nope!
• 4.
  Do you know where your money is going? If I asked you how much you spend, save and invest each month, would you know? How about for the year?

  • A.
    Yes, I have a super clear financial plan
  • B.
    I could probably give a pretty accurate estimate
  • C.
    This is very fuzzy for me
• 5.
  Do you know how much money you can put towards your goals each month and each year?

  • A.
    I do!
  • B.
    Somewhat
  • C.
    Not a chance
• 6.
  Do you feel confident in your financial plans and have peace of mind knowing they will happen?

  • A.
    I’m confident in my plans.
  • B.
    I have plans but I’m not confident they will happen.
  • C.
    I’ve got neither.
• 7.
  Do you feel guilty when you spend money on non-essential things you really want?

  • A.
    Always and I hate it!
  • B.
    Sometimes
  • C.
    Never
• 8.
  Do you learn from your money mistakes?

  • A.
    Yes, every mistake is an opportunity to learn
  • B.
    No, I shut down and punish myself
  • C.
    Sometimes
• 9.
  How often do you feel like money is a struggle? (And by struggle I mean you are not happy with the outcome, your interactions with money are negative or difficult or maybe you try to avoid money all together). 

  • A.
    Mostly if not always
  • B.
    Sometimes
  • C.
    I rarely feel like money is a struggle
• 10.
  Is there an area of personal finance where you’d like to learn more? (This could be retirement, investing, taxes, estate planning, buying a home, negotiating a raise, paying down debt, credit score, and consumer activism). 

  • A.
    Yes, all of them!
  • B.
    Yes, one or more of those.
  • C.
    Nope, I know it all.

Quiz Outcomes

• 1.
  Your financial adulthood is… beginning to bud

  Image Source

  You are making some money moves but there is so much opportunity to grow. You might not know where to start, feel overwhelmed by how much there is to do or have limited motivation. Regardless of your reasons, I have you covered. Here are 5 money moves you can make to level up your financial adulthood. 1. Schedule your first money party. And by schedule I mean put 2 hours in the calendar. A money party is time we set aside to deal with our finances. 2. Write an agenda for your money party. What will you actually do? I have an idea for you below. 3. Reward yourself. How will you reward yourself for completing your money party? This is very important! 4. A great money party task? List out a few expenses categories you are curious about. This might be dining out, shopping, or groceries. Look at your bank and credit card statements to see how much you spent in those categories last month (and even the month before that). Make a plan for the coming month. 5. Sign up for my weekly Money Musing newsletter. You'll get a money move you can make each week along with other bite-sized nuggets of financial wisdom. Sign up here. Let me introduce myself...Hello, hello 👋 My name is Ashley Feinstein Gerstley.I’m an author, CFP® professional, money coach and founder of the Fiscal Femme.After studying finance in college (at Wharton) and working in finance (as an investment banker and in corporate finance), I still knew nothing about my own money.When I switched from my high paying investment banking job to a job with a better lifestyle, I took a big pay cut and had to figure my money out. I started a blog (back in 2011) to share what I was learning and the rest is history.I now spend my days talking about (and thinking about) how to get you wealthy. The Fiscal Femme community has grown to over 200K and I have two books - The 30-Day Money Cleanse and Financial Adulting. P.S. I love hanging out on Instagram, so c’mon over and join me if we’re not connected yet.
• 2.
  Your financial adulthood is… about to bloom

  Image Source

  You are doing great - give yourself a pat on the back. Seriously, I mean it. At the same time, you know there is more you can do and you're probably feeling ready to have more clarity and confidence in your financial plans and goals. If you want to take your financial adulting to the next level, I have you covered. Here are 5 money moves you can make to level up your financial adulthood. 1. Map out a weekly action you can take around your money for the next 2 months. If you need some accountability, join our Fiscal Femme slack community. We share our weekly actions there! 2. Commit to creating a happiness allocation (or budget). You have an idea of where your money is going but this will help you get really clear. Start with last month. What hit your bank account, what did you spend and what did you put toward your goals? You can use our template here. 3. Look at your last money mistake. I know, I know. Why am I torturing you? But our money mistakes are really just opportunities to learn. What was the last mistake you made? Write it down. What can you learn from it? You can learn more about why I love mistakes here. 4. Set some SMART money goals. Setting money goals makes it a lot more likely we're going to achieve what we set out to. Make sure your goals are SMART - specific, measurable, achievable, relevant and time-bound. 5. Sign up for my weekly Money Musing newsletter. You'll get a money move you can make each week along with other bite-sized nuggets of financial wisdom. Sign up here. Let me introduce myself...Hello, hello 👋 My name is Ashley Feinstein Gerstley.I’m an author, CFP® professional, money coach and founder of the Fiscal Femme. After studying finance in college (at Wharton) and working in finance (as an investment banker and in corporate finance), I still knew nothing about my own money. When I switched from my high paying investment banking job to a job with a better lifestyle, I took a big pay cut and had to figure my money out. I started a blog (back in 2011) to share what I was learning and the rest is history. I now spend my days talking about (and thinking about) how to get you wealthy. The Fiscal Femme community has grown to over 200K and I have two books - The 30-Day Money Cleanse and Financial Adulting. P.S. I love hanging out on Instagram, so c’mon over and join me if we’re not connected yet.
• 3.
  Your financial adulthood is… in full flower

  Image Source

  Wow. You are doing it. You are high level financial adulting and you should be so proud. If this comes as a surprise to you, let me explain... A financial adult doesn't know everything about personal finance and never makes mistakes. I still make mistakes all the time. A financial adult takes small consistent actions, learns from their mistakes, knows what's happening with their money, feels confident in their financial plans and understands the critical context of equity and personal finance. Part of being a financial adult is knowing that it's a lifelong journey. If you are looking for some next steps, I have you covered. Here are 5 money moves you can make to continue your financial adulting journey. 1. Keep up the amazing work! You are doing an amazing job so keep doing what you're doing. You should be very proud. 2. Don’t forget to incorporate rewards into your planning. Some of the most financially savvy I know don’t treat themselves enough. In order to keep our momentum going, we can build in some treats and rewards into our financial planning. Is there something you’ve really wanted to build into your budget? Can you make it happen? 3. Track your progress to see how far you’ve come. Whether it’s a spreadsheet or something more creative, it’s really motivating to track your progress over time as you work towards financial goals. When we don’t track our progress, we might feel like we’re not making any or all the work we’re doing is for nothing. Check in on your goals each quarter or even each month. Celebrate when you hit certain milestones. 4. Level up your financial adulthood. Dive into a new topic that might be more complex. Some examples - estate planning, taxes, insurance, consumer activism, or investing (I cover these all and more in my latest book). 5. Sign up for my weekly Money Musing newsletter. You'll get a money move you can make each week along with other bite-sized nuggets of financial wisdom. Sign up here. Let me introduce myself...Hello, hello 👋 My name is Ashley Feinstein Gerstley.I’m an author, CFP® professional, money coach and founder of the Fiscal Femme.After studying finance in college (at Wharton) and working in finance (as an investment banker and in corporate finance), I still knew nothing about my own money.When I switched from my high paying investment banking job to a job with a better lifestyle, I took a big pay cut and had to figure my money out. I started a blog (back in 2011) to share what I was learning and the rest is history.I now spend my days talking about (and thinking about) how to get you wealthy. The Fiscal Femme community has grown to over 200K and I have two books - The 30-Day Money Cleanse and Financial Adulting. P.S. I love hanging out on Instagram, so c’mon over and join me if we’re not connected yet.