2.
A "no-spend" challenge would definitely benefit you.
You're not entirely out of control with your finances, but there's something that's still nagging at you. You want more. You want to pay closer attention to your spending, save more, invest more, and feel more secure about your financial situation. You want to be spending less on your credit cards.The thing is, you know you can do it, but something, someone, some ideas, or some beliefs are holding you back from achieving what you truly desire in your financial life. It's time to buckle down and define your financial goals.So, here's the deal, my friend: you need to break through and identify what's preventing you from becoming that brilliantly financially confident person you know you can be. Ask yourself this important question: 'What is holding me back?' 🤔Don't be afraid to share your intentions with a friend; they might become your accountability partner or be inspired to try the challenge with you! Journaling is also effective in this process. Through a 'no-spend' challenge, you'll regain control over your finances, understand where your hard-earned money is going, and finally have the opportunity to save for the things that allow you to live your best life. You know you can do it, I know you can do it too. You just need to commit. ✨Your personal positive statement is: 'I am capable of moving into the next positive chapter of my financial life.' Say this to yourself daily and believe it. Remind yourself that you can overcome challenges, and YOU alone have the power to shape your financial destiny.🦋How to get started and make this no-spend challenge a success!1. Define your WHY: Why do you want to do this no-spend challenge? Is it to save some money for a particular thing? To pay off debt? To get out of the habit of mindless spending? Define your "why." Write it down and reflect on it when things get tough (and they will!).For a place to write out your thoughts feel free to grab my MONEY NOTEBOOK here available on AMAZON now!2. Pick a date when you would like to start and commit! Declare to yourself and others in your household or life that you will be doing this. Find an accountability partner if needed.Grab your instant download No-Spend Challenge Worksheet here3. Prepare. Create the rules. Define what is essential spending. This includes expenses such as gas, groceries, parking, etc. Obviously, continue to pay your bills. I always tell people that if it's in their budget and they have one thing they're itching to purchase, do it before you start. This will help you stay strong throughout your challenge, but again, ONLY if it's affordable and within your budget.Lastly, what will you do when you finish your challenge? How will you celebrate? It's really interesting to see what happens here. The whole point of this challenge is not to splurge and go to Mexico after it's done. Again, remember to reflect on your WHY and avoid falling back into old habits. What was the point of it all?4. For more inspiration, check out this podcast episode of the Keys to Financial Confidence Podcast with author Anna Newell Jones. She discusses the benefits of a no-spend challenge, including what a no-spend challenge will feel like, the emotions that may arise, and how to overcome them.LISTEN HEREAnd, as always, I'm here to offer my support if you need help.💚Who am I to tell you to try this challenge? A little about me...Hi friend, I'm Marika Stimac ✌️, life coach and author of Keys to Financial Confidence: Unlock Your Best LifeWith over two decades of studying personal finance, I've taken the training, read the books, completed the courses, and I've even written a book on the subject. I've created a user-friendly spending tracking app, carefully designed financial spreadsheets and worksheets to make managing your finances a breeze, and I host a podcast where I provide great financial advice. I've been in your shoes, tackled financial challenges, and I'm here to tell you that I'm fully confident in my ability to help you navigate those money worries and guide you toward financial peace and confidence. Currently residing in Canada, I'm a mother to two teenage girls and the proud owner of two hilariously misbehaved Havanese dogs. My previous career in the hair industry exposed me to all walks of life, and the most frequent issue I encountered was undoubtedly money-related challenges. Determined to find solutions, I made it my mission to explore every aspect of financial management. This journey taught me not only how to handle my own finances but also to take calculated risks, eventually leading me to retire from the 9-5 grind and pursue my passion for coaching. Take it from me, friend. Life is too precious to sit around feeling anxious about your financial situation. I'm here to guide you in taking your first steps towards financial confidence, so you can start living your best life today. Remember, wealth isn't limited to a select few. You deserve it. You've got what it takes. And I've got your back.💚Ready To Unlock Your Best Life? Here Are Three Keys 🗝 to Get You Started! 1. Go through my book "Keys to Financial Confidence: Unlock Your Best Life" — Keys to Financial Confidence will help you define what exactly you want to be doing with your money and how to make it happen. BUY THE BOOK 2. Download my daily spending tracking app "GET TRACKING" on the app store (ios only). Become more mindful of your spending habits so the price of your morning smoothie doesn’t pile up.GET THE APP3. Book a free fifteen-minute consultation. Whatever stage you’re at on the path to big money, I can get you there faster. Whether you’re trying to get out of debt or just getting that raise, I want to hear from you!BOOK A DISCOVERY CALL Meet me in your inbox! Sign up today and receive tips on getting the most out of your money.
