3.
Become a Savvy Saver!
Do you have an emergency fund in place? (AT LEAST 3 months of living expenses in a high-yield savings account is what I recommend!) If you don't have a fully funded emergency fund, this should be priority #1 for you! Getting this done now will keep you from going in the red or even deeper into debt when unexpected expenses undoubtedly pop up! Remember, this is not a shopping account. Emergencies are for anything unexpected such as medical expenses or the sudden loss of a job. By naming it as an emergency fund, it encourages you to leave it untouched.Once you have your emergency fund figured out, it’s time to consider paying off debt, saving for your next financial goal like buying a house or saving for a much-needed vacation, or investing. (Yes, you CAN also do all three of these things at once!)