What's Your Financial Compatibility Score?

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Quiz Questions

1.
How often do you and your partner discuss finances?
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- A.
  All the time; it's a regular part of our conversations.
- B.
  We have a monthly financial date night to keep everything in check.
- C.
  Only when there's a big decision to make.
- D.
  Honestly, we rarely talk about money; it's a bit of a touchy subject.
2.
Do you agree on major financial goals like home ownership or retirement?
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- A.
  Absolutely, we're totally in sync with our financial dreams and timelines.
- B.
  Mostly, we have the same end goals but sometimes differ on how to get there.
- C.
  Somewhat, we agree on some things but have our own individual goals too.
- D.
  Not really, we have very different ideas about money and the future.
3.
How do you decide on a major purchase?
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- A.
  Together - We research together, discuss our budget, and make a joint decision.
- B.
  Pre-planned/Semi-Independent - We have a set spending limit for purchases discussed beforehand.
- C.
  Independently - We usually decide individually, but we'll mention it to the other person.
- D.
  It Varies - We don't really have a system; it's pretty spontaneous.
4.
Do you have a joint budget?
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- A.
  Yes - We have a detailed budget that we review and adjust together regularly.
- B.
  Somewhat - We have a rough budget, but it's not set in stone.
- C.
  Not exactly - We keep track of our expenses and income separately.
- D.
  No - We don't have a budget at all.
5.
Do you prefer saving for the future or spending on experiences?
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- A.
  Future Savers - We're all about saving for big future goals like retirement and buying a home.
- B.
  50/50 - We try to balance saving with enjoying some travel and experiences.
- C.
  Mostly Experiences - We lean more towards spending on experiences; life is short!
- D.
  YOLO - We mostly live in the moment and spend rather than save.
6.
How prepared are you for unexpected financial emergencies?
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- A.
  Very Prepared - We have an emergency fund that covers at least six months of expenses.
- B.
  Somewhat Prepared - We've started an emergency fund, but it's not fully stocked yet.
- C.
  Just Surviving - We're just getting by and haven't been able to save for emergencies.
- D.
  Not Prepared - Prepared? We're usually caught off guard by unexpected expenses.
7.
How do you manage debt as a couple?
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- A.
  Plan of Attack - We have a clear plan and are aggressively paying down our debts together.
- B.
  Under Control - We're making steady payments and keeping our debt under control.
- C.
  Not a Priority - We're aware of our debts, but haven't focused on a repayment strategy yet.
- D.
  We don't - Debt management is a challenge; we're not sure where to start.
8.
How confident are you in your joint financial decision-making?
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- A.
  Very confident - We make all our financial decisions together and feel great about them.
- B.
  Somewhat confident - We usually agree but sometimes need to compromise.
- C.
  Not very confident - We often have differing opinions on financial matters.
- D.
  Not confident at all - We struggle to make financial decisions as a team.
9.
How do you prioritize your spending?
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- A.
  Future Focused - We prioritize saving and investing first, then allocate funds for other expenses.
- B.
  Survival Focused - We cover our essentials, save a bit, and then decide on discretionary spending.
- C.
  Lifestyle Focused - We tend to spend on what we want now and think about saving later.
- D.
  Not Focused - We don't really prioritize; we just spend as we go.
10.
How involved are you both in the day-to-day management of your finances?
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- A.
  Super Team - We're both fully involved and regularly check our accounts and budget.
- B.
  Financial Companions - We split financial tasks but keep each other informed about our overall status.
- C.
  Captain & Crewmate - One of us takes the lead, but we try to keep the other in the loop.
- D.
  Lone Wolf - Honestly, one of us handles everything, and the other is pretty hands-off.

Quiz Outcomes

1.
Financial Newbies
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Status:YOU'RE JOURNEY STARTS HERE! Your financial compatibility has plenty of room to develop 👩‍❤️‍👨Your financial journey as a couple is just beginning. Just by taking this quiz, you're taking the first steps towards a shared financial future. To level up, consider creating a joint budget and discussing your financial goals more frequently. Challenges: Where do we start?Combining your financial life can be overwhelming. You may question if it's even worth doing at all. But the fact is, couples who get on the same page with money have greater relationship satisfaction. You're also much more likely to reach your goals if you are working toward the same ones.Tips:1. Start with Open, Judgment-Free ConversationsSit down and have an honest conversation about your financial habits, beliefs, and goals. Understanding where each of you is coming from is the first step to aligning your money management styles. Approach this with curiosity, not judgment, so you can start working as a team instead of as individuals.2. Identify Common Financial GoalsFind one or two goals that both of you can agree on—whether it's saving for a vacation, building an emergency fund, or paying off debt. Focusing on shared goals helps create a sense of unity and purpose, making it easier to work together. This will also serve as a motivating factor when conflicts arise.3. Create a Simple, Flexible BudgetStart with a basic budget that reflects both partners' input, allowing for flexibility. Track income and essential expenses, and allocate money for discretionary spending that suits both of your needs. The key is to keep it simple and easy to follow. As you get more comfortable, you can refine the budget to better fit your long-term financial goals.Your Next Steps: Access your FREE Couples Budgeting TemplatesCheck out Improve Financial Wellness services for the support you need to build a stronger financial foundation together.
2.
Budgeting Buddies
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Status:YOU'RE ON THE RIGHT TRACK! Your financial compatibility is going places 🏃🏽‍♂️🏃🏻‍♀️You're on the right track with budgeting and saving. The commitment you share is impressive. To enhance your financial synergy, focus on aligning your long-term goals and managing savings, investing, and debts together. Challenges: How do we stay motivated? Let's be real. Working together on your finances and goals can be exhausting. It's common for couples to go through some seasonality when it comes to motivation and progress. Tips:1. Set Small, Achievable GoalsStart with small financial goals that you both agree on and can realistically achieve in a short period. Whether it's saving for a weekend getaway or cutting down on dining out for a month, hitting smaller milestones will build momentum and keep both of you motivated. Small wins lead to big victories over time.2. Focus on Shared Dreams, Not Just NumbersConnect your financial goals to things you’re both excited about—whether it’s a dream vacation, buying a home, or starting a family. Shifting the focus from “saving more” to “building our dream life” can make money conversations more inspiring and help reignite motivation when things feel tough.3. Communicate and Acknowledge Setbacks Without BlameMoney challenges can create tension, but it’s important to talk openly about setbacks without pointing fingers. If a mistake happens, treat it as a learning experience and refocus on your goals. Schedule a regular “money check-in” to assess progress, adjust plans, and offer encouragement, making sure both partners feel heard and supported.Your Next Steps: Access your FREE Financial Wellness Checklist + GuideCheck out Improve Financial Wellness services for the support you need to build a stronger financial foundation together.
3.
Savvy Savers
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Status:YOU'RE ON THE SAME PAGE! Congrats, your financial compatibility is on 🔥Your savings game is strong, and you're not afraid to tackle financial challenges together. Take the next step by planning for future goals. Let's work together to optimize your cash flow and ensure your financial growth continues.Challenges: Where do we go for advice?Many couples in their 20s and 30s aren't sure where to get the answers they need about their finances. You may have tried to seek financial advice in the past but weren't able to get the guidance you were looking for. Tips:1. Automate Your Savings and InvestmentsKeep the momentum going by automating your savings and investment contributions. Set up automatic transfers to your joint savings account, retirement funds, or other investment vehicles. This helps ensure you're consistently moving toward your goals without the temptation to spend that extra cash.2. Schedule Regular Financial Check-insEven if you're aligned, it’s important to stay connected and adjust as life changes. Set up a monthly or quarterly “money date” to review your budget, discuss progress toward your goals, and make any necessary adjustments. This can keep you both accountable and excited about your financial journey. 3. Celebrate Milestones TogetherAchieving your financial goals should be enjoyable! Make sure to celebrate wins—whether it's hitting a savings target, paying off a loan, or making a big investment. Reward yourselves with something meaningful that fits within your budget and reflects the progress you've made together.Your Next Step: Schedule a Financial Health Check-upCheck out Improve Financial Wellness services for the support you need to build a stronger financial future together.

What's Your Financial Compatibility Score?

Want to know how financially in tune you are? Take this quiz to find your Financial Compatibility Score and build a stronger future together.

Quiz Questions

Quiz Outcomes