Financial Health Calculator

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Quiz Questions

1.
Do you struggle with overspending?
- A.
  Yes
- B.
  No
- C.
  Sometimes
2.
Do you think about, set, and review your financial goals?
- A.
  Yes
- B.
  No
- C.
  Occasionally
3.
What are you currently working on with your finances?
- A.
  Getting out of the paycheck to paycheck cycle
- B.
  Paying off debt
- C.
  Building an Emergency Fund
- D.
  Planning for my Future
- E.
  Nothing
4.
Are you in debt?
- A.
  I'm in debt but actively working toward debt freedom
- B.
  I'm in debt but it doesn't bother me
- C.
  I have debt but I can't pay it off in my current situation
- D.
  Nope, I'm debt-free
5.
Do you have an emergency fund?
- A.
  Yes (3-6 months saved)
- B.
  No
- C.
  Building one
- D.
  I have some savings but not a full emergency fund
6.
Are you married?
- A.
  Yes
- B.
  No
- C.
  Engaged
7.
Do you have a monthly budget that you stick to?
- A.
  Yes
- B.
  No
- C.
  Sometimes
8.
Do you feel confident managing your finances?
- A.
  Yes
- B.
  No
9.
Do you save a portion of your income regularly?
- A.
  Yes
- B.
  No
10.
Do you have retirement savings set up?
- A.
  Yes
- B.
  No
- C.
  In Progress
11.
Do you feel like you are financially independent?
- A.
  Yes
- B.
  No
- C.
  Working on it
12.
Do you and your spouse fight about money?
- A.
  Never [We don't talk about money]
- B.
  Often
- C.
  Sometimes
- D.
  Rarely
- E.
  Never [We're on the same page]
13.
Do you and your spouse have joint financial goals?
- A.
  Yes
- B.
  No
- C.
  Working on it
14.
Do you and your spouse share a budget?
- A.
  Yes
- B.
  No
- C.
  Separate finances/budgets
15.
Do you have life insurance to protect each other?
- A.
  Yes
- B.
  No
- C.
  Considering it
16.
Do you feel like you’re financially aligned as a couple?
- A.
  Yes
- B.
  No
- C.
  Sometimes

Quiz Outcomes

1.
Low Financial Health
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Your finances are in a tough spot, but the good news is that you’ve identified the problem, which is the first step to fixing it. Result: Low Financial HealthDon’t worry—you’re not alone! Recognizing where you are is the first step toward change, and you’re already on the right track by calculating your current level of financial health and wellness. Poor financial health can feel overwhelming, but there’s hope and plenty of steps you can take to get things back on track.Next Steps:STEP 1 - Start with a clear plan: Download the FREE PDF guide to get your step-by-step plan WITH budgeting and financial wellness templates to make improving your financial health and wellness simple. DOWNLOAD FREE PDF GUIDESTEP 2 - Prioritize debt repayment: Start by focusing on high-interest debt. Consider setting up a debt repayment plan such as the snowball method. Consider seeking professional help to create a debt repayment plan, establish savings, and improve your overall financial health.Get 1-1 SupportSTEP 3 - Track your spending: Look for areas where you can cut back on unnecessary spending and start building healthier financial habits. It can be hard to tackle financial struggles alone. Join CashFlow Overhaul to get step-by-step guidance on budgeting and cash flow management. You’ll also gain access to resources that help simplify money management and set you on the right path. Join CashFlow OverhaulLearn More about Improve Financial Wellness ProgramsClick below to get started!
2.
Fair Financial Health
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It looks like you’re struggling with some key financial habits. Overspending or a lack of goals might be holding you back. Consider creating a solid budget or seeking financial guidance to get on track.Result: Fair Financial HealthYou’ve made some progress, but there’s still room for improvement! Your financial situation shows that you have a good foundation, but with a few tweaks, you can move into a more secure financial future.Next Steps:STEP 1 - Set specific financial goals: Work on defining clear short-term and long-term financial goals, like paying off debt faster, saving for a big purchase, or building your emergency fund.DOWNLOAD FREE PDF GUIDESTEP 2 - Refine your budget: Review your budget and see where you can make adjustments to better align your spending with your financial goals. Join CashFlow OverhaulSTEP 3 - Increase your savings: Consider automating a portion of your income to go directly into savings or investments to help grow your wealth.Let’s take your financial health from fair to excellent! Looking for 1-1 support and guidence on your journey toward imporved financial health and wellness? Let's work together to fine-tune your cash flow and create a tailored plan that aligns with your values and goals. Get 1-1 SupportStart making progress today!
3.
Good Financial Health
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You’re doing well but have some areas to focus on. Perhaps you could tighten up your budget, or work on building your emergency fund. You’re on the right track but may benefit from setting more specific goals or becoming more consistent with your savings.Result: Good Financial HealthYou’re doing great! You have solid financial habits in place, and it’s clear that you’re making intentional decisions with your money. Now, it’s time to elevate your financial game to the next level!Next Steps:STEP 1 - Check in with your budget: How is your budget doing? A budget that serves your current lifestyle, while bringing you close to your goals, could be what's standing between good and excellent financial health. Take a look to see if there are any problem areas within your cash flow. STEP 2 - Focus on investing: If you haven’t already, now is the time to start building your wealth through smart investments. Review your savings plan and retirement contributions to ensure you're setting yourself up for a comfortable future.STEP 3 - Fine-tune your goals: Take a moment to review your financial goals. Are they still aligned with your current life priorities?You’ve built a strong foundation—now let’s aim for excellence! Get a Financial Health Check-up to see how you can take your financial health from good to EXCELLENT! Take the next step in achieving financial freedom by scheduling your Financial Health Check-up today.Learn More about Improve Financial Wellness Programs
4.
Excellent Financial Health
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You have a clear financial plan, stick to your budget, and are making consistent progress toward your goals. Keep up the good work! You’re on track to achieve financial security and peace of mind.Result: Excellent Financial HealthCongratulations! You’re in excellent financial health, which is a huge accomplishment. Your solid financial habits have put you in a great position to reach your long-term goals.Next Steps:STEP 1 - Focus on wealth-building: You’re already on track, so now it’s time to expand into more advanced financial strategies like maximizing investments and minimizing tax liabilities.STEP 2 - Continue reviewing and updating goals: Even with excellent financial health, it’s important to revisit your goals regularly and adjust as your priorities evolve.STEP 1 - Give back or plan for legacy-building: Consider exploring charitable giving, estate planning, or other ways to make a lasting impact on your financial success.You’ve mastered your financial health—now it’s time to think about the future. Make sure you have someone in your corner who you can ask important questions about your finances as they arise. If you're looking for support, consider a Financial Health Check-up to receive a holistic audit of your financial picture. Learn More about Improve Financial Wellness Programs

Financial Health Calculator

0-100, how healthy are your finances? Calculate your financial health and get personalized tips to improve your financial wellness. Take the quiz now to start your journey towards financial success!

Quiz Questions

Quiz Outcomes