Money Mindset Quiz

Quiz Questions

• 1.
  You find a $100. What do you do?

  Image Source

  • A.
    I'd probably spend it quickly on something insignificant and likely feel guilty afterward.
  • B.
    Add it to my 'future opportunities' fund. You never know when it might come in handy!
  • C.
    Pick up the check at lunch because sharing is caring.
  • D.
    Save it for a rainy day or put it in my emergency fund - every little bit helps!
• 2.
  Which statement best describes how you feel about money?

  • A.
    Image Source

    Money is here to be spent and make me happy.
  • B.
    Image Source

    Money is a tool, and I am learning how to make it work for me.
  • C.
    Image Source

    I need to save as much as possible before something bad happens.
  • D.
    Image Source

    Agh, I don't wanna talk about it!
  • E.
    Image Source

    I love watching my net worth increase.
  • F.
    Image Source

    Money comes and goes, so why stress? Let’s enjoy life while it’s here!
• 3.
  Be honest. When was the last time you went on a no-budget spending spree?

  Image Source

  • A.
    Literally 20 minutes ago… why? Are you planning one too?
  • B.
    Spree? Oh no, that sounds terrifying. Maybe last year… for groceries.
  • C.
    Oh, the last time? Maybe… never? But a well-planned splurge? Absolutely!
  • D.
    Yesterday, but I didn’t mean to! It just… happened.
• 4.
  How often do you check on your bank account(s)?

  Image Source

  • A.
    Regularly. Like clockwork. It’s part of my routine.
  • B.
    As little as possible. Numbers make me squirm.
  • C.
    Daily. If I am feeling extra stress, multiple times a day.
  • D.
    Eh, when the spirit moves me.
• 5.
  Budgeting feels like...

  Image Source

  • A.
    A necessity.
  • B.
    A straightjacket.
  • C.
    A roadmap.
  • D.
    A burden.
• 6.
  When money stress hits, you...

  Image Source

  • A.
    Push it aside and focus on what makes me happy. I’ll figure it out later.
  • B.
    Pour a glass of wine, order takeout, and stress shop online.
  • C.
    Cut back on everything. Do we REALLY need lights on after 7 pm?
  • D.
    Whip out my spreadsheet and plan a way out of it.
• 7.
  You’re out for dinner with friends. When the waitress brings the bill, you… 

  Image Source

  • A.
    Suggest we split it evenly, but I’ve already calculated everyone’s fair share in my head.
  • B.
    Panic slightly, then suggest we split it... but secretly hope someone else will cover it.
  • C.
    Throw my card on the table and say, "Let’s just split it!" Money’s meant to be shared, right?
  • D.
    Casually suggest that we all just get our own separate checks. I'm trying to save my money, remember?
• 8.
  Alright, last question. Which role are you owning at the moment?

  Image Source

  • A.
    Boss Babe: Living the business owner life with all its highs and lows.
  • B.
    Future Founder: Business ideas are bubbling, just waiting for the right moment.
  • C.
    Corporate Queen: Doing the 9-to-5 life and not looking to switch lanes right now.

Quiz Outcomes

• 1.
  Result: The Worried Spender

  Image Source

  You often feel anxious about money and react emotionally. You may struggle with managing your finances, feeling like money is scarce and reacting out of fear or stress. This can lead to impulsive spending or avoiding financial planning altogether. However, you can take control by becoming more mindful of your money habits and learning new strategies for managing finances.Strengths:You can quickly adapt and find short-term solutionsYou have emotional awareness of financial challengesYou have a desire to take control of money stress3 Tips to Improve Your Money MindsetStart by becoming more aware of your current money beliefs and how they might be holding you back. Working on your money mindset can help you reduce financial anxiety to make more confident, informed decisions. Notice thoughts like "there's never enough" or "I'm bad with money." Begin questioning these beliefs and replacing them with ones like, "I am capable of managing my finances" or "there is plenty of money and opportunities around me."Focus on what you already have, rather than what's lacking. Cultivating gratitude for your financial resources, no matter how small, can help shift your mindset from scarcity to abundance.Learn about budgeting, saving, and investing. It can empower you to make more confident, proactive financial decisions, helping you move from reactive spending to intentional wealth-building.Note: This content is for information purposes only. You should not construe any such information as legal, tax, investment, or financial advice.
• 2.
  Result: The Wealth Creator

  Image Source

  As a Wealth Creator, you are strategic and forward-thinking. You take a proactive approach to your finances, carefully planning and setting long-term goals. Your disciplined nature and thoughtful decisions help you build wealth over time. You’re comfortable with investing, budgeting, and making strategic moves to secure your financial future.Strengths:Your long-term planning and goal settingYour confidence in managing financesYour willingness to invest for future gains3 Tips to Improve Your Money MindsetWhile your strategic mindset helps you excel at building wealth, it’s important to ensure that your financial journey is not only about accumulating wealth but also about enjoying it. Working on your money mindset can help you find a balance between your long-term goals and living fully in the present. Consider these steps to enhance your mindset:While planning for the future, take time to appreciate and enjoy what your wealth can offer you today. A balanced mindset embraces both security and joy in the moment.Financial success isn’t just about hitting milestones; it’s about how your wealth supports your overall well-being and personal fulfillment. Reflect on how your financial goals align with your emotional and lifestyle desires.Wealth-building strategies are important, but allow some flexibility to explore new opportunities or enjoy spontaneous experiences. Loosening control slightly can make your financial journey more enriching.Note: This content is for information purposes only. You should not construe any such information as legal, tax, investment, or financial advice.
• 3.
  Result: The Free Spirit

  Image Source

  As a Free Spirit, you live for the moment and spend your money on experiences that bring joy and excitement. Treating yourself (and others) is part of the fun, and your spontaneous nature makes life feel vibrant. However, this carefree approach can sometimes mean less focus on long-term planning, leaving you occasionally unprepared for future financial needs.Strengths:You're great at enjoying the present and creating memorable experiencesYou're generous and fun-loving with your moneyYou're open to opportunities and new experiences3 Tips to Improve Your Money MindsetYour spontaneous nature brings excitement and joy to your financial decisions, but focusing on your money mindset can help you achieve long-term security without sacrificing the fun. By shifting your mindset to include more planning and intention, you can enjoy today while also preparing for tomorrow. Here are some steps to guide your journey:Rather than spending impulsively, take a moment to reflect on whether your purchases align with your values and long-term goals. This small pause can help you find deeper satisfaction in your spending.Incorporating fun into your financial plan, such as saving for a dream vacation or an exciting experience, can make planning feel less restrictive and more aligned with your lifestyle.Begin setting aside a portion of your income toward long-term goals, like savings or investments, so you can continue to live your vibrant life without financial worries in the future.Note: This content is for information purposes only. You should not construe any such information as legal, tax, investment, or financial advice.
• 4.
  Result: The Safety Seeker

  Image Source

  As a Safety Seeker, financial security is your top priority, and careful planning is second nature. You prefer to save and steer clear of financial risks, ensuring you’re always prepared for the future. While this focus brings you peace of mind, it can sometimes keep you from fully enjoying your money in the moment. Prioritizing safety over growth might feel comforting, but it can also limit your potential to build greater wealth over time.Strengths:You have a clear understanding of your financesYou have a keen sense of financial caution, avoiding unnecessary risks that could jeopardize your stabilityYou're excellent at planning for emergencies3 Tips to Improve Your Money MindsetYour commitment to saving and financial security is a strength, but working on your money mindset can help you balance your cautious approach with opportunities for growth and enjoyment. By developing a mindset that embraces both safety and possibility, you can create a more fulfilling financial future. Consider these steps:Instead of letting fear guide your decisions, explore low-risk opportunities for growing your wealth. Learning about safe investment strategies can help you feel more comfortable with expanding beyond savings.Take time to celebrate financial milestones and allow yourself to spend on things that bring you joy. This will help you feel more balanced in your financial journey and avoid feeling deprived.Challenge the belief that money is always scarce. Adopting an abundance mindset can open you up to new financial possibilities and reduce stress around money management.Note: This content is for information purposes only. You should not construe any such information as legal, tax, investment, or financial advice.