Are you sabotaging your wealth?

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Quiz Questions

1.
When I think about money I feel:
- A.
  Anxious - I worry constantly about unexpected expenses ruining my financial stability.
- B.
  Overwhelmed - I'm too scared to even open my credit card statements.
- C.
  Disorganized - I treat myself to nice things, but I don’t have any long-term financial goals.
- D.
  Defeated - No matter what I do, I can never get ahead.
- E.
  Optimistic - Life is full of possibilities and I’m so excited to use my money to learn and grow!
2.
You unexpectedly receive a $10,000 inheritance from a deceased aunt. You:
- A.
  Put it directly into your savings account!
- B.
  Let it sit in your bank account. You're unsure what to do and afraid to make a wrong move.
- C.
  Go shopping! Finally you can buy that new pair of Gucci sunglasses!
- D.
  Shred it. There’s probably some hidden catch – nothing good ever comes for free.
- E.
  Keep 10% to buy yourself something nice, and put the rest into your savings & investments.
3.
You make dinner plans with a friend. Beforehand, you:
- A.
  Look up the menu and choose the cheapest entreé.
- B.
  Wonder if you can afford it, but things always seem to work out.
- C.
  Pick out your best outfit - you deserve a night out!
- D.
  Feel appalled by how expensive eating out has become - it's no wonder you can't save money!
- E.
  Feel excited to see your friend! You adjust your budget to enjoy the meal, without worrying about money.
4.
My biggest problem with money right now is…
- A.
  Not having enough savings! I need more in case of unexpected expenses.
- B.
  My car is making a weird noise, and I'm worried I won't be able to pay for repairs...
- C.
  Having to wait until pay day to buy everything in my Amazon cart.
- D.
  Not earning enough - my company only gave me a 3% pay raise, and I have to pinch pennies to pay for groceries.
- E.
  I haven’t fully leveraged all my opportunities yet and struggle to narrow them down!
5.
Your favorite sweater just got a huge tear in it. You:
- A.
  Stitch it back together rather than replace a perfectly good sweater!
- B.
  Put it in the back of the closet - you'll figure out what to do with it later.
- C.
  Throw it away, because you already bought a new sweater last week!
- D.
  Blame the company for making cheap sweaters.
- E.
  Make plans to go shopping for a new one - this is a great opportunity for a wardrobe upgrade!
6.
Finally, my budget is:
- A.
  Strict - I track every penny and avoid unnecessary social outings.
- B.
  Nonexistent - I’m scared to see how much I actually spend.
- C.
  Unnecessary - I'm not letting a budget deprive me of what I want!
- D.
  Impossible to maintain - No matter what I do, there’s nothing I can do to get ahead.
- E.
  Planned, but flexible - I make a budget that leaves room for fun and spontaneity!

Quiz Outcomes

1.
Scarcity Mindset
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You're frugal and save a lot of money, often feeling guilty about spending, even if you're financially secure. Any financial setback, no matter how small, feels like it could lead to disaster.Your strengths: - You are great at saving money!- You're highly aware of your finances, knowing exactly how much you spend and save.- You're resourceful and use creativity to stretch your financial resources and avoid waste. What you can work on: You need to start embracing the idea that spending money wisely can enrich your life. It's okay to enjoy what you've worked for! Give yourself permission to spend $50 this week on anything you want! Focus on finding the balance between spending in ways that add joy to your life, while still maintaining your financial discipline. Check out this resource!
2.
Avoider
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You avoid conversations about money and are often unaware of your financial situation since you avoid issues, hoping they will resolve themselves. You may feel shame about money—whether from past mistakes or a lack of knowledge.Your strengths: -You are a big-picture thinker and don't get dragged down by details. -You're optimistic, believing things will work out even when times are tough.-You're adaptable, easily navigating uncertain situations. What you can work on: You need a budget where you track your real financial numbers. You'll need to organize your expenses and decide on your savings goals. Gaining clarity and taking control of your money will help reduce stress and empower you to make better decisions.Check out this resource!
3.
Indulger
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You tend to prioritize instant gratification, often choosing to spend now rather than saving for long-term goals. You might justify your spending as a well-deserved reward for your hard work, which can make it harder to build lasting financial security.Your strengths: -You enjoy life and you're great at living in the moment! -You recognize the value in rewarding your hard work to boost motivation.-You don't shy away from risk-taking when pursuing new experiences, you confidently dive right in! What you can work on: You should focus on value spending—limiting purchases to only those that truly enrich your life—and start setting clear savings goals. By striking a balance between enjoying the present and planning for the future, you can still treat yourself while building a solid financial foundation.Check out this resource!
4.
Deflector
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You tend to blame your financial situation on external factors—like the economy, low wages, or your upbringing. This can leave you feeling powerless, as though your circumstances are beyond your control. As a result, you may not take steps to improve your financial life.Your strengths: -You're very aware of social and economic issues and tuned into how they impact you and your community. -You're cautious when it comes to taking risks, which helps you avoid big mistakes.-Your struggles have given you empathy, helping you connect with others facing similar challenges. What you can work on: You need to take responsibility for your financial situation, no matter the external challenges. Small, actionable changes can help you feel more in control. It's time for you to take charge of your money and your future. You've got this! Check out this resource!
5.
Abundance
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You embrace abundance, believing there are enough resources and opportunities for everyone. This perspective fuels your resilience with money, while also focusing on growth and generosity.Your strengths: - You see opportunities as learning experiences, not setbacks.- You use your money to enhance your quality of life.- Your financial system has you on the right track towards success - great job! What you can work on: You are doing a great job with your money mindset! You are resilient and open to new opportunities. Now it's time to share your knowledge! By focusing on generosity, you can help empower others to achieve a positive mindset with money and learn to use their money to create a life of abundance, just like yours! If you received an Abundance result, I want to hear from you! Share your favorite money tip and tag me on Instagram!@myimperfectbudget

Are you sabotaging your wealth?

Discover your unique money mindset and learn how to harness it for financial success!

Quiz Questions

Quiz Outcomes