What's Your Money Relationship Style?

Quiz Questions

• 1.
  When you think about managing money, your first reaction is:

  • A.
    I avoid thinking about it and distract myself.
  • B.
    I worry about taking care of others before myself.
  • C.
    I feel a need to save every penny for security.
  • D.
    I get excited about spending it on something I enjoy.
  • E.
    I feel confident and organized in managing it.
• 2.
  How often do you check your bank account or financial status?

  • A.
    Constantly—I need to know my balance at all times.
  • B.
    Regularly, as part of my routine.
  • C.
    Occasionally, but mostly to see if I can afford something.
  • D.
    Rarely—only if I have to.
  • E.
    Frequently, but I focus on whether I can help someone.
• 3.
  What’s your spending style?

  • A.
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    I love treating myself, often impulsively.
  • B.
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    I don’t track or think much about it.
  • C.
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    I prioritize spending on others before myself.
  • D.
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    I budget for both needs and wants.
  • E.
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    I save as much as possible and spend only when necessary.
• 4.
  Your biggest challenge with money is:

  • A.
    Staying consistent with my long-term financial goals.
  • B.
    Saying no to others—I give too much.
  • C.
    Controlling impulsive spending—I can’t resist the urge.
  • D.
    Letting go—I fear not having enough.
  • E.
    Facing it—I just avoid dealing with it.
• 5.
  What makes you most frustrated about your current financial state?

  • A.
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    I'm constantly worried about not having enough saved.
  • B.
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    I keep putting off dealing with it.
  • C.
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    I can't stop myself from buying things on impulse.
  • D.
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    I feel like I'm always giving and not saving.
  • E.
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    I struggle to balance saving and enjoying my money.
• 6.
  If you had a million dollars today and had to spend it, what would you buy first?

  • A.
    I'd carefully plan a mix of investments and treats.
  • B.
    I'd splurge on a luxury item I've always wanted.
  • C.
    I'd probably just let it sit in my account for a while.
  • D.
    I'd donate a large portion to those in need.
  • E.
    I'd invest it all for future security.
• 7.
  When you hear the word "budget", what's your immediate reaction?

  • A.
    Budget? Is that something people actually follow?
  • B.
    I have one, but it's locked in a drawer, and I never open it.
  • C.
    I’ve got it a spending plan and update it monthly.
  • D.
    Budgets are restrictive. I’d rather just save everything.
  • E.
    Can I budget for everyone else first?
• 8.
  When you think about retirement, your plan looks like this:

  • A.
    I’ll work forever; who needs retirement?
  • B.
    I’m scared to even think about it, so I don’t.
  • C.
    I’ve got savings goals and a retirement plan in place. I’m on it!
  • D.
    I’m saving everything now just in case I need it later.
  • E.
    Spend now, worry later—that’s future-me’s problem.

Quiz Outcomes

• 1.
  The Avoider (Financial Ostrich)

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  The "I'll Deal With It Tomorrow" ProcrastinatorDo you conveniently "forget" to check your bank account and hope that financial problems magically disappear? Sounds like you might be a Financial Ostrich—dodging money talks, avoiding budgets like they’re bad exes, procrastinating on bills or taxes, feeling overwhelmed by finances and putting off important decisions until they become full-blown emergencies. While your stress-free approach is impressive, a little planning now could save you from future panic. Do any of these money triggers sound familiar?Unexpected expenses: medical bills, car repairs, computer crashFeeling judged or criticized about moneyAvoidance stemming from fear of now knowing enoughA detailed budget with spreadsheets and columns everywhereWhy it may have started...Avoiders might have grown up in households where money wasn’t discussed, or where financial stress was prevalent, such as growing up in a home where money was a source of stress, secrecy or conflict. It may also stem from a lack of financial education (no doubt we all feel this way, as it's never properly taught in school!)How this can affect your behaviour as an entrepreneur...Delaying financial tasks like hiring an accountant, tracking expenses, invoicing clients timely, filing taxes on timeAvoiding reviewing financial reports or understanding profitabilityStruggling with setting prices due to fear of confrontation or rejectionexample scenario: A photographer doesn’t check if their client deposits have been paid on time, resulting in cash flow issues. They avoid looking at the numbers and only realize at tax time how much revenue they’ve lost due to late or unpaid invoices.The Avoider is someone who steers clear of money conversations and financial planning. They dislike dealing with numbers, bills, or financial responsibilities, preferring to hope things will work out on their own. But unfortunately, this leads to missed opportunities, cash flow problems, and burnout.REMEMBER: No judgment here, just clarity. This is where you are right now—no shame, no guilt, just awareness. Identifying your money type isn’t about labels; it’s about understanding your starting point so you can move forward with confidence. It's about getting clear on how you currently relate to money and why it matters. Let’s drop the “shoulds” and make way for the clear, empowered sound of your own inner voice. 🚀Where to go from here...I’m putting the finishing touches on something that’s going to change the way you think about money. A simple 7-day email series designed to help you understand, heal, and transform your relationship with money—without the overwhelm.Hold tight—I'll be sending you an email soon when it's ready for sign-ups! And in the meantime, start noticing how your money type shows up in your daily life. Awareness is the first step!ACTIONS TO TAKE IN THE MEANTIME!Automate all utility bills, internet and cellphone bills pronto!Habit stack checking your bank & credit card balances, with a task you already do each morning (like brushing your teeth or making a coffee). OR set an alarm to check your balances. If you own a business, reach out to your CPA to find an accounting solution for tracking revenue and expenses (wink...wink... there's a link below to a google sheet tracker if you need one!)The Essential Accounting Ledger for EntrepreneursCatch you later! Hope to see you in the email series so you can get your head out of the sand for good! And start attracting money like a pro!
• 2.
  The OverGiver (Generous Chameleon)

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  The "Free work is My Love Language" helperDo you find yourself saying "yes" to every request, always giving more than you should?Sounds like you might be a Generous Chameleon —putting others' financial needs above your own, struggling to say no, feeling guilty or selfish when you spend on yourself, living paycheck to paycheck, and often not getting the recognition you deserve for your generosity. While you’re all about showing up for others, it can sometimes leave you wondering if you’ve been a little too flexible with your boundaries!Do any of these money triggers sound familiar?People often come to you requesting for financial help (even iwth the most subtle hints)Fear of disappointing loved onesSocial pressures to "give back" excessivelyWhy it may have started...It often starts with seeking validation through generosity, where giving becomes tied to self-worth. For some, it stems from growing up in an environment where giving was the way to earn love or approval.How this can affect your behaviour as an entrepreneur...Frequently discounts services or works for free, believing it will build goodwill or exposure.Prioritizes clients’ wants over their own boundaries, taking on extra work without compensation.Spends time or resources helping others instead of focusing on their own business growth.example scenario: A wedding planner undercharges because they feel guilty asking for more, spends hours helping a non-paying friend, and ends up working 60+ hours a week while barely covering expenses.The Over-Giver prioritizes others’ needs above their own, often at their financial expense. They feel fulfilled by helping others but struggle with boundaries. But unfortunately, this leads to underpricing, over-delivering, resentment over time, leading to burnout and or poor relationships, while ultimately limiting your growth or ability to scale your business.REMEMBER: No judgment here, just clarity. Where to go from here...I’m putting the finishing touches on something that’s going to change the way you think about money. A simple 7-day email series designed to help you understand, heal, and transform your relationship with money—without the overwhelm.Hold tight—I'll be sending you an email soon when it's ready for sign-ups! And in the meantime, start noticing how your money type shows up in your daily life. Awareness is the first step!ACTIONS TO TAKE IN THE MEANTIME!Create a "help fund" based on a certain % of income, and cap it. Donate only from a pre-allocated amount.Automate savings to pay yourself first.When someone asks for money or alludes to it, don't answer immediately - take time to think it over, check your "help fund", and make an informed, smart decision. Catch you later! Hope to see you in the email series so you can start setting healthy boundaries with confidence!
• 3.
  The Security Seeker (Money Squirrel)

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  The “rainy day forever” hoarder, stockpiling for storms that may or may not comeDo you find yourself tucking away every dollar like your prepping for winter - no matter the season? Sounds like you might be a Money Squirrel — stashing money in hidden accounts, avoiding financial surprises, get a thrill from looking at your savings pile up, and will limit enjoyment of life despite savings.While you’re all about loving the comfort of a well-stocked savings account you maybe too hesitant to spend, even when it’s for something important (or, you know, fun).Do any of these money triggers sound familiar?Economic instability or uncertain future eventsFear of running out of resourcesGuilt when spending, even on necessary itemsWhy it may have started...It often is linked to growing up in poverty or just not having enough, experiencing financial instability, or witnessing others lose money. A deep fear of loss reinforces the need to "hoard."How this can affect your behaviour as an entrepreneur...Hesitates to invest in tools, education, or team members that could improve or grow the business.Keeps prices artificially low to avoid "losing clients," even if the business isn’t profitable.Operates with a scarcity mindset, always preparing for the worst-case scenario.example scenario: A graphic designer avoids hiring a virtual assistant, even though they’re overwhelmed with administrative tasks. They spend hours on non-billable work, limiting their income potential and creativity.The Money Squirrel keeps a tight grip on their money, often feeling a sense of security in saving and stockpiling but rarely enjoying it. But unfortunately, this leads to stagnation and missed opportunities, potentially unhappy clients, and overworking yourself as you try to do it all yourself!REMEMBER: No judgment here, just clarity. Where to go from here...I’m putting the finishing touches on something that’s going to change the way you think about money. A simple 7-day email series designed to help you understand, heal, and transform your relationship with money—without the overwhelm.Hold tight—I'll be sending you an email soon when it's ready for sign-ups! And in the meantime, start noticing how your money type shows up in your daily life. Awareness is the first step!ACTIONS TO TAKE IN THE MEANTIME!Celebrate milestones instead of immediately moving the goal posts (in your revenue and savings goals)!Set a goal to give back in a way that feels meaningful.Track and know exactly how much is "enough" to cover all your expenses (personally and in business) so you can put your mind at ease.Catch you later! Hope to see you in the email series so you can find that sweet spot between stocking up and spending with confidence. 🐿️✨
• 4.
  The Impulsive Investor (Flashy Peacock)

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  The “but it was on sale” spender.Do you thrive on turning heads and making a statement—because why blend in when you can shine?Sounds like you might be a Flashy Peacock — indulging in life’s luxuries, whether it’s designer coffee, the latest tech, or a spontaneous getaway (YOLO, right?).While you’re often the life of the party, your finances might be a little... chaotic, with a tendency to spend first and figure it out later.Do any of these money triggers sound familiar?Feeling pressure to keep up appearances or trendsFinding sales, discounts, or social media influencersStress, boredom or sadnessWhy it may have started...Spending often becomes a coping mechanism, rooted in childhood experiences where money was either scarce or used as a way to reward or distract.How this can affect your behaviour as an entrepreneur...Makes impulsive purchases for their business (e.g., high-end camera equipment, software subscriptions, or trendy office decor) without considering ROI.Prioritizes short-term wins, like flashy marketing campaigns, over sustainable strategies.Struggles to stick to a budget or reinvest wisely in the business.example scenario: A videographer buys the latest, most expensive gear but doesn’t have enough left to cover website hosting or insurance, leaving the business financially vulnerable.The Spender loves treating themselves and others. They live for the thrill of new purchases, often struggling with impulse control. But unfortunately, this leads to debt accumulation, cash flow issues that may leave you without funds for payroll, inventory and essentials.REMEMBER: No judgment here, just clarity. Where to go from here...I’m putting the finishing touches on something that’s going to change the way you think about money. A simple 7-day email series designed to help you understand, heal, and transform your relationship with money—without the overwhelm.Hold tight—I'll be sending you an email soon when it's ready for sign-ups! And in the meantime, start noticing how your money type shows up in your daily life. Awareness is the first step!ACTIONS TO TAKE IN THE MEANTIME!Learn to pause 24 hours before impulsive purchases.Create a wish-list for non-essential items.Replace emotional spending with a non-monetary habit (e.g. the gym, walking, watching a movie, talking to a friend).Catch you later! Hope to see you in the email series so you can keep shining and build a more balanced spending style. Your bank account will thank you (and so will future you!).
• 5.
  The Money Magnet (Wise Owl)

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  The "Zen and the Art of Savings" Secure BalancerThe Wise Owl is soaring high! You’ve got a balanced approach to saving, spending, and giving—wise, steady, and totally in control. Sounds like you're the Wise Owl — regularly checking your accounts, making confident financial decisions, and spending on what truly matters (without the guilt!). While you’re on the right track, staying consistent with good habits during busy or trying times can be a challenge.Possible triggers that might still pop-up...Unplanned expenses can feel stressful, but they’re manageable.Large financial decisions require extra thought.Keeping long-term goals aligned with life changes.How you became a Wise Owl...It very likely took some hard work and discipline. Kudos to you! And you may have grew up in a financially stable environment or learned through intentional financial education or a strong mentor. Or maybe you have experienced challenges but worked to build healthy habits.How this can affect your behaviour as an entrepreneur...Plans balancing investments in growth with a focus on profitability.Regularly reviews finances, tracks expenses, and sets aside money for taxes and emergencies.Seeks opportunities for professional development while maintaining clear boundaries with clients.example scenario: A wedding florist allocates part of their revenue to upgrading their workshop, part to personal savings, and part to team training. They plan ahead for slow seasons and set clear payment policies with clients.The Wise Owl thrives because of their intentional and balanced approach to finances. But even a secure balancer can face challenges if they lose focus or become complacent. It's a life-long relationship with money!Congrats! You're winning when it comes to your current money management style!Where to go from here...I’m putting the finishing touches on something that’s going to help you stay consistent and continue learning about your money style. A simple 7-day email series designed to help you further understand, heal, and transform your relationship with money—without the overwhelm.Hold tight—I'll be sending you an email soon when it's ready for sign-ups! And in the meantime, start noticing how your money type shows up in your daily life. Awareness is the first step!ACTIONS TO TAKE IN THE MEANTIME!Stay consistent with healthy habits while embracing flexibility.Explore legacy planning or charitable giving.Mentor others on healthy financial habits (if they ask for help!)Bye for now! Hope to see you in the email series challenge—it's going to be a good one! 🚀💌